Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for 12 months or less, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
U.S. Planning Group, Inc.
400 Perimeter Center Terrace NE
Suite 900		 • Atlanta, GA • 30346
Phone: 770-395-9595 • Fax: 877-397-5137
• glenn@usplanning.com

 

U.S. Planning Group, Inc. ® is a Georgia state licensed corporation whose primary business location is Georgia.  Affiliated associates are restricted to offer securities/advice only in certain states for which they are appropriately licensed or registered.  Some registered representatives may not be licensed in all states. Please see the individual representative's website to see where they are licensed to offer services.

Securities and Investment Advisory services offered through Woodbury Financial Services, Inc., a Registered Investment Advisor.  Member FINRA, SIPC.  U.S. Planning Group, Inc. and Woodbury Financial Services are unaffiliated entities.